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Terms and Conditions
By accessing or using this KLIPPERGROUP, Inc. ("KLIPPER GROUP") web site (the "Site"), you hereby accept and agree to comply with the terms and conditions set forth in this User Agreement. This User Agreement is a binding agreement between you and KLIPPER GROUP, and governs your access and use of the Site.

USE OF SITE. This Site and its content are for your personal, non-commercial use only. You may not retransmit, frame, repackage, reproduce, publish, broadcast, or otherwise redistribute this Site or its content, except that you may download on any single computer one (1) copy of the materials for personal, noncommercial home use, provided you keep intact all copyright and other proprietary notices. You may not decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of the Site or create any derivative work based on the Site or its content. You agree not to violate or attempt to violate the security of the Site.

OWNERSHIP. KLIPPER GROUP owns and operates this Site. This Site is protected by one or more copyrights, patents, database rights, trademarks, servicemarks and/or other intellectual property and proprietary rights that are owned by KLIPPER GROUP, its affiliates and/or third parties. You may not remove any copyright, trademark, logos or other proprietary notice or legend contained on (or printed from) the Site. KLIPPER GROUP and other names and indicia of KLIPPER GROUP and its products and/or services are exclusive trademarks and servicemarks or registered trademarks or service marks of KLIPPER GROUP. Other product and company names appearing on the Site may be trademarks of their respective owners.

LINKS. If you access any third party web site through the Site or otherwise, you do so at your own risk. Hyperlinks to or from the Site do not constitute third party endorsement, sponsorship or affiliation of, with or by us.

DISCLAIMER. THE SITE, INCLUDING ALL CONTENT, IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND WITH RESPECT TO THE SITE AND THE CONTENT INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND PROPRIETARY RIGHTS. WITHOUT LIMITING OUR GENERAL DISCLAIMER, WE DO NOT WARRANT THE AVAILABILITY, ACCURACY, COMPLETENESS, TIMELINESS, FUNCTIONALITY, RELIABILITY, SEQUENCING OR SPEED OF DELIVERY OF THE SITE OR THE CONTENT.

WE MAY CHANGE ALL OR ANY PORTION OF THE SITE AT ANY TIME WITHOUT NOTICE TO YOU.

LIMITATION OF LIABILITY. IN NO EVENT WILL KLIPPER GROUP OR ANY OF ITS AFFILIATES, AGENTS OR EMPLOYEES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES HOWEVER CAUSED ARISING OUT OF THIS USER AGREEMENT, THE SITE, THE CONTENT, THE INABILITY TO USE THE SITE, OR TRANSACTIONS ENTERED INTO IN RELIANCE ON THE SITE. KLIPPER GROUP'S LIABILITY IS LIMITED EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF THE DAMAGES THAT YOU SUFFER OR IF ANY REMEDY YOU DO HAVE FAILS OF ITS ESSENTIAL PURPOSE. UNDER ALL CIRCUMSTANCES, THE MAXIMUM LIABILITY OF KLIPPER GROUP, ITS AGENTS AND EMPLOYEES TO ANY USER OF THE SITE WITH RESPECT TO THE SITE AND THE CONTENT IS $100. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY AND ALL DAMAGES OR INJURY, INCLUDING THOSE CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION.

MISCELLANEOUS. This Agreement is governed by New York State law. You irrevocably consent to the jurisdiction of and venue in any federal or state court of competent jurisdiction located in the Borough of Manhattan of the City of New York for the adjudication of any disputes arising under or in respect of this Agreement. If any provision of this User Agreement is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible and the remaining provisions of the User Agreement shall remain in full force and effect. This User Agreement constitutes the entire understanding between you and KLIPPER GROUP concerning the subject matter hereof, and supersedes all other understandings between you and KLIPPER GROUP, written or oral.

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 Terms and Conditions.